Fulton Bank Appoints Ginny Heine and Maria Josephs to Establish Government Contract Loan Segment


Ginny Huh and Mary Josephs have been added to Fulton Bank team to lead its new government contract lending division.

The two executives each bring more than 25 years of experience developing and running government services banking programs and will apply that experience to help establish Fulton Bank’s new venture, the Lancaster, Massachusetts-based company said Monday. Pennsylvania.

“We are confident that this dynamic duo will elevate our government services business to new heights and provide our customers with the top-notch service they deserve,” said Sue LonerganDirector of Middle Market and Specialty Commercial Lending at Fulton.

Heine established the specialty government contract finance group at Citizens Bank (formerly Mellon Bank) in 1993 and has since worked at various financial institutions in the Washington, DC area. Her most recent position before coming to Fulton was with City National Bank, where she was Senior Vice President and Director of Commercial Banking, Group Head of East Coast, Aerospace, Defense and Government Services.

Heine’s specialties include commercial real estate, corporate finance, mergers and acquisitions, and strategic planning. The executive title at Fulton is senior vice president and director of government banking.

Josephs was relationship manager of the government contracting group at Bank of America (formerly NationsBank and American Security Bank) from 1989 to 1995 and subsequently held a number of positions in the government contracting division at banks, including at Citizens Bank during the same period. Heine was present. The last 10 years of his career were spent at the DMV.

The latter executive also comes to Fulton from City National Bank, where she was senior vice president and relationship manager for the aerospace, defense and government services segment.

Josephs excels in cash management, credit risk management and mortgages, among others. His title at Fulton is Senior Vice President and Senior Relationship Manager of Government Banking.

“Maria and I have worked together for most of our careers. It’s great to be able to build this line of business together for Fulton Bank,” Heine said, adding that Fulton was a draw because of its “great culture and its purpose to change lives for the better.

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